Stem Cell


TreatmentPatient Financing

Many applicants receive multiple offers so they can choose the offer with the terms, interest rate and payment that best fits their budget. Initial offers are made without affecting credit scores.

Platform Benefits

• No Practice or Procedure Restrictions
  Traditional medical lending programs typically have minimum "time in business" and "annual revenue" requirements to participate in their programs and individual procedures must be approved, often times leading to uncovered treatments and partial funding. Most lenders typically only fund once treatment and services have been completed. Because our program is direct-to-borrower, you are able to collect your fees upfront regardless of the procedure. Platelet Rich Plasma (PRP) injection, Prolotherapy, Cartilage Regeneration, Stem Cell Treatments, Tissue Repair, Accupuncture, Chiropractic services and More can all be billed to and collected from your patient upfront.
  
  
• No Recourse To Your Practice
  Patients are funded directly and participating practices are notified upon funding to collect their fees. Not only is their no recourse to your office if the borrower defaults on the loan but practices are only billed discount rates on collected fees. If a patient decides to use the funds for another purpose, there is no cost to you.
  
  
• Custom Landing Page & Loan Application
  Every participating medical office receives their own borrower application link and custom landing page. Practices are able to have patients complete the application, on the fly, from any web-enabled device; such as a laptop, tablet or smart phone. Application links can be emailed or linked to from your website.
  
  
• Fast & Flexible Offers
  Our marketplace lending platform features immediate credit decisions and "check-your-rate" functionality which allows your customer to check approval terms without affecting your customer's credit score. Many applicants will receive multiple offers from more than one lender providing an opportunity to the customer to choose the offer that best suits their budget.
  
  
• Get Paid Upfront
  With traditional lending options the merchant is typically not funded until product is delivered or services are completed. This can be a problem in situations where completion of delivery of product or service is not immediate or when required materials must be purchased ahead of time. With our platform, merchants are notified upon funding and are able to collect a partial down payment or in full upon notification.
  
  
• Smart Invoicing for Faster Payments
  Get paid faster with electronic invoicing. Give your patients a simple, secure and efficient way to pay you right in their inbox. Electronic invoicing lets you send a branded payment link to your patients giving them the ability to use a credit card or electronic check in a secure environment, right from their computer, smart phone or tablet.
  
  
• Recurring Billing & Future Payments
  Need to setup a short term payment plan for a patient? Do you have customers you bill on a regular basis for long term appointments? Recurring billing lets you quickly and easily setup future transactions. Once the payment information has been captured you simply setup the number of payments, the time-frame between each payment and how much you want to charge and your patients credit cards or checking accounts will be billed automatically. The system even notifies you of cards on file that are soon to expire and can make multiple attempts to collect on declined transactions.
  
  

Saving With ACH Processing.

Cut your processing bill in half or more with our wholesale payment processing rates.

We offer transparent, cost plus pricing to optimize savings. The card processors establish the interchange rates for all credit and debit card transactions. We simply pass through those costs to you with a small discount rate and transaction fee over those interchange rates. Our rates start as low as 0.05% and $0.05 over cost and we provide a free cost analysis to show you how much you can save.

We also provide alternative, fixed-cost solutions like ACH processing so you can dramatically increase your profitability while giving your patients another payment option.